The meter test
- 01Turn off all water inside and outside your home.source [12]
- 02Read your water meter.source [12]
- 03Wait two hours without using any water.source [12]
- 04Read it again. If the numbers have changed, you likely have a hidden leak.source [12]
The toilet test
- 01Put a dye tablet or a few drops of food coloring in the toilet tank, not the bowl.source [12]
- 02Wait 10 to 15 minutes without flushing.source [12]
- 03If colored water shows up in the bowl, the toilet is leaking, often from a worn flapper or valve.source [12]
One more clue
Water running when no taps are on can point to a hidden leak in pipes or appliances.source [12]
Why it matters for insurance.
The Texas Department of Insurance (TDI) says most home policies don't cover water damage from gradual leaks or seepage.source [8] A leak that has been running for a long time is a different conversation than a pipe that burst this morning. What Texas policies usually cover.