Sources
Each page was read on October 8, 2026.
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[1]
FEMA How to Document Damages After Severe Weather Events (press release, April 16, 2025) Used for: Safety before re-entry, N-95 and protective gear, photo and video documentation, material samples, insurer first, NFIP mold exclusion.
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[2]
FloodSmart.gov (FEMA, National Flood Insurance Program) Document Flood Damage Used for: The seven-step documentation checklist.
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[3]
FEMA Dealing With Mold & Mildew in Your Flood Damaged Home (brochure, undated) Used for: 24 to 48 hours, drying time, what to discard, who is at higher risk, the 25 square foot guidance.
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[4]
Texas Department of Licensing and Regulation (TDLR) Mold Assessors and Remediators FAQs Used for: When a license is required, the 25 contiguous square foot line, assess-or-remediate rule, protocol and certificate, complaints.
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[5]
Texas Department of Licensing and Regulation (TDLR) Consumer Mold Information Sheet Used for: What to ask for, insurance requirement, clearance, certificate timing, license lookup, owner exemptions, complaint line.
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[6]
Texas Department of Licensing and Regulation (TDLR) Mold Assessors & Remediators At A Glance Used for: Definitions, license types, protocol and work-plan timing, notice to TDLR, what TDLR cannot require.
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[7]
Texas Department of Insurance (TDI) Unexpected indoor waterfall? Home or renters insurance might help. (January 29, 2026) Used for: Shut the water off at the main, move valuables, what policies cover, gradual vs sudden.
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[8]
Texas Department of Insurance (TDI) When are water damage and mold covered by insurance? (updated April 24, 2025) Used for: Stop the water, dry fast, temporary vs permanent repairs, reporting, receipts, items kept for the adjuster, flood and mold limits.
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[9]
Texas Department of Insurance (TDI) FAQ: Homeowners insurance and disaster claims Used for: Photos before work, temporary repairs, how the first check works, signing a check.
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[10]
Texas Department of Insurance (TDI) Roofing and insurance: Know the law (updated March 24, 2025) Used for: Texas rules on contractors: no waiving deductibles, no acting as a public adjuster, advertising limits.
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[11]
Texas Department of Insurance (TDI) Public adjusters: What to know before you hire one to help with your claim Used for: Who may negotiate a claim, licensing, fees, and the contractor advertising rule.
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[13]
FEMA How Can Winterizing Your Home Help You Prepare? (#WinterReady fact sheet, undated) Used for: Learn how to shut off the main water valve before an emergency.
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[14]
U.S. Environmental Protection Agency (EPA) A Brief Guide to Mold, Moisture, and Your Home (EPA 402-K-02-003, reprinted September 2012) Used for: Find and fix the water source, the 24 to 48 hour drying window, humidity targets, moisture control.
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[15]
InterNACHI (International Association of Certified Home Inspectors) IR Cameras: Inspecting for Moisture Intrusion (undated; a trade association article, not a government source) Used for: What an infrared camera shows, why a moisture meter confirms it, tracing moisture downstream, pairing thermal images with photos.
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[16]
U.S. Environmental Protection Agency (EPA) Post-Disaster Renovations and Lead-Based Paint Used for: When the lead-safe renovation rule applies to repairs in pre-1978 homes, the emergency provision, and what firms must still do.
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[17]
Texas Department of Insurance (TDI) Insurance companies must meet deadlines Used for: The claim clock, the written-rejection rule, options if a claim is disputed.